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  • Full Time
  • Iowa

Website bestow_inc Bestow

Bestow is the leading digital platform for life insurance


Bestow is the leading digital platform for life insurance. As both a direct-to-consumer destination and an infrastructure provider, Bestow is on a mission to make life insurance accessible to millions of underserved families.

We strive for work-life balance and believe happy employees make for better experiences and happier customers. It’s a model that helped us land on Forbes’ Best Startup Employers 2021 and 2022 lists!

The Actuarial and Product Development team is highly visible, working across the company as life insurance product champions and experts. While we provide traditional industry expertise, we also strive to push boundaries on insurance product design while always keeping risk front of mind. We also develop and maintain relationships with both carriers and reinsurers as we partner on product development.

As the Product Actuary reporting to the Senior Actuary, you will apply your life insurance expertise to help build a modern life insurance platform and modern, consumer-friendly life insurance products. A key focus will be placed on efforts to enhance profitability, manage risk, provide valuable information to a broad array of stakeholders, and enable effective decisions across the organization.


– Development, innovation, automation, and ownership of actuarial pricing and valuation models
– Serve as an internal expert on all things life insurance to help build the infrastructure for a best-in-class technology platform
– Establish and maintain relationships with carrier partners and reinsurance partners
– Collaboration with analytics and data science teams to build best-in-class predictive models and analysis to better understand Bestow’s business
– Assist with needed Stat and GAAP financial reporting


– 4+ years experience with FSA designation, or on a path to be a credentialed actuary
– Experience in actuarial model development
– Experience in life insurance products
– Experience or exposure to experience studies and predictive modeling
– You are a self-starter and excel in an independent work culture
– You are an agile learner and enjoy picking up new skills
– You always want to sit next to the person who is smarter than you because you value a culture of mentorship and learning
– You are egoless and you have a thoughtful approach to adopting new technology
– You are looking to bring your voice and experience to a mission-driven company in ways that help it to expand its reach


– Competitive salary, bonus & stock options
– Open PTO plan100% paid premiums for medical, dental, and vision insurance
– Annual bonus based on individual and company performance
– Generous equity grant based on level
– Flexible work-from-home policy and open to remote

We value diversity at Bestow. We hire, recruit, and promote without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every member of our team.

To apply for this job please visit

Product Actuary | Clay & Milk
A central Iowa ag-tech accelerator has secured more backers and finally has a name. The Greater Des Moines Partnership first announced the accelerator last year, naming four initial investors. On Monday, the Partnership said the program will be called the "Iowa AgriTech Accelerator" and named three new investors. The new investors include Grinnell Mutual, Kent Corp. and Sukup Manufacturing, all Iowa companies. They join investors Deere & Co., Peoples Co., Farmers Mutual Hail Insurance Co. and DuPont Pioneer. Each investor has agreed to put up $100,000 for the first year of the accelerator. Startups entering the program will receive $40,000 in seed funding in exchange for 6 percent equity. Tej Dhawan, an angel investor and local startup mentor, is serving as interim director until the AgriTech Accelerator names a permanent leader. Dhawan held a similar role with the GIA before Brian Hemesath was named as managing director. As interim director, Dhawan said his main job includes hiring the accelerator's executive director, establishing a business structure and initial recruiting for the first cohort. The accelerator will place few filters, such as location and product, on the applicant pool, Dhawan said. "When you’re seeking innovation, innovation can come from every corner of the world so why restrict ourselves," he said. One area the the AgriTech Accelerator won't recruit from is biotech. For its first cohort, the AgriTech Accelerator will work out of the GIA's space in Des Moines' East Village, Dhawan said. A future, permanent home is still to be decided. The accelerator's program will host startups from mid-July through mid-October, ending with an event connected to the annual World Food Prize. The GIA, which the AgriTech Accelerator is based on, also ends with presentations at an industry event. The accelerator has also started lining up a mentor pool. The Iowa Corn Growers Association, Iowa Soybean Association and the Iowa Pork Producers Association have agreed to provide mentors, as has Iowa State University. While the AgriTech Accelerator is loosely based off of the GIA, it will differ in its business structure, Dhawan said. The GIA runs through a for-profit model for both operations and its investment fund. The AgriTech Accelerator will have a nonprofit model for its operations and a for-profit setup for its fund. Dhawan said the nonprofit model is being used so the accelerator can better work with other nonprofit partners, such as trade associations. "These are all organizations that are nonprofits and can be amazing stakeholders without ever having to be investors in the accelerator," he said. "It becomes easier to work with trade associations in their nonprofit role when we are also a nonprofit." When it's up and running, the AgriTech Accelerator would be one of a handful of ag-focused startup development programs in Iowa. Others include the Ag Startup Engine out of Iowa State University and the Rural Ventures Alliance from Iowa MicroLoan. Matthew Patane is the managing editor and co-founder of Clay & Milk. Send him an email at
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